Twitter has provided Tiny Chat, where users can login and chat, even can send their links in tinypaste, they can also save their conversation as text file, send via email, or save to twitter.
Its very simple you can put chat room with in 2 minutes, just simply copy a code and put it in your blog, website, or forums.
If you want to embed yahoo messanger with its chat room on your website click here
Add Shout Box:
Shoutbox a.k.a tagboard/chatbox, is an easy to use messaging system that allows you to interact with others instantly.
A shoutbox can be placed on your blog or website. Your visitors can then easily post comments in it. They can also use the shoutbox to chat with you and other visitors at the same time.
If you are a wordpress user shoutbox is available as plugin, just install plugin and done to get plugin click here
Add Google Talk to your blog or webpage just click here to design looks and get code of Google talk.
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